What Loan Type Works Best for You?

Every financial situation is different and it our goal to find you the perfect home loan for your budget. That's why we offer over 400 loan products. Meaning, we'll help match you to a loan that works best for you and not one that just fits the majority.

Purchase + Refinance

LOAN TYPES

With 400+ loan products to choose from, you can rest assured knowing that we can help you find a loan that is as unique as you are.

Fixed-rate mortgages are one of the most common types of financing because the monthly payment and interest rate (PITI) will never change over the life of the loan. Meaning, your interest rate will never increase even if market rates do. Pick from a conventional loan, or a government-backed loan like the FHA, VA and USDA. This type of loan is beneficial for homebuyers who like predictability in their monthly mortgage payment. Choose a short term option (15-year) or benefit from lower payment by choosing a long-term option (30 year).

USDA loans are eligible in rural areas that have been guaranteed by the USDA. It was originally created for rural buyers who had financial limitations but has expanded beyond farmers becoming an option for people who want to enjoy countryside living. Benefits include 100% financing, meaning no down payment and flexible credit requirements. USDA also come with lower interest rates since this type of loan is guaranteed.

VA home loans are for current or former military members and their families. Benefits include no down payment, little to no closing costs and no private mortgage insurance (PMI). Qualified applicants must not be dishonorably discharged and meet certain eligibilty requirements, which are detailed in the link below. You can use a VA loan for buying a home, refinancing, renovating or to cash-out. See if you are eligible to benefit from a VA loan today.

See if You Qualify >

Jumbo loans are mortgages with a loan amount that exceeds the standard “conforming” loan limits or guidelines. These loans are designed to help buyers who are interested in luxury homes and buyers of modest homes in markets with increased property values. Think buying the same home in California as opposed to Texas. These loans are important because average home prices vary widely across the United States. The limits are based on average home prices. Which means the "conforming" limit would be different in California than it would be in Texas.